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NFIP Application and Ordinances

Some 20,000 communities across the United States and its territories participate in the National Flood Insurance Program (NFIP) by adopting and enforcing floodplain management ordinances to reduce flood damage.  In exchange, the NFIP makes federally-backed flood insurance available to homeowners, renters, and business owners in these communities. Community participation in the NFIP is voluntary.  In Arkansas, over 60 counties and 330 towns and cities have joined the NFIP since its creation in 1968.


Flood insurance is designed to provide an alternative to disaster assistance to reduce the escalating costs of repairing damage to buildings and their contents caused by floods.  Flood damage is reduced by nearly $1 billion each year through communities implementing sound floodplain management requirements and property owners purchasing flood insurance. 

Below are instructions and documents required to join the NFIP.

1. Instructions for Joining the NFIP
2.  Application Form to Enter the NFIP
                    3.  Model Resolution
4.  Model Ordinances
    A-Ordinance -  For Arkansas Communities with no Flood Boundary or Flood Insurance Rate Map
     Ordinance for All Other Communities (with companion Code)
	Model Ordinance for Arkansas Communities
	Flood Damage Prevention Code for Arkansas Communities
5. Rationale for Freeboard in Flood Damage Prevention Code
6. Sanctions for Non-Participation in the NFIP

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